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Consumer Credit

Law, Practice and Precedents
Russell J. Kelsall
Availability: Published

Consumer Credit provides an accessible guide to consumer credit and hire law. Its practical and jargon-free approach will allow readers to quickly grasp the main principles and apply them to any situation. This book covers:

  • key concepts and definitions
  • the legal structure of consumer credit
  • issues of current interest including:
    • consideration of the substantial amount of consumer credit litigation in recent years
    • the impact of the Consumer Credit Directive and its wholesale change of the consumer credit market
    • consideration of Office of Fair Trading Guidance (particularly the Irresponsible Lending Guidance).

With over 20 key precedents including agreements, notices, particulars of claim and defences, contained on the accompanying CD, Consumer Credit is an invaluable tool for solicitors, advocates (including barristers), judges, compliance managers and recovery or collection managers.


  1. 1. Introduction, definitions and credit and hire agreements
  2. 2. Licensing
  3. 3. Seeking business
  4. 4. Before entering into a regulated agreement
  5. 5. Entering into regulated agreement
  6. 6. Obligations during regulated agreement
  7. 7. Default and termination
  8. 8. Enforcing an agreement
  9. 9. Security
  10. 10. Judicial control
  11. 11. Current issues in consumer credit litigation
  12. Precedents.

About the Author

Russell J. Kelsall is a Senior Associate in Squire Sanders Hammonds' Litigation and Financial Services Practice Groups. He is a leading consumer credit lawyer and has considerable expertise in both contentious and non-contentious consumer credit issues.




Company and commercial




Law Society




Paperback + CD
424 Pages